What is car insurance, and why do I need it?
Car insurance is a policy that provides financial protection against accidents, theft, or damages to your vehicle. It is required by law in most states and helps cover costs related to repairs, medical expenses, and liability claims.
What types of car insurance coverage are available?
Common types of coverage include:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
- Personal Injury Protection (PIP)
Can I get car insurance with a bad driving record?
Yes, but your premium may be higher. Some insurers offer high-risk driver coverage, and you may qualify for discounts over time with safe driving.
Does my policy cover rental cars?
Many policies include rental car coverage, but it depends on your specific plan. Check with your insurer to confirm coverage details.
Does my car insurance cover other drivers?
Most policies cover other drivers who have your permission to use your car, but coverage details vary. Always check with your provider.